So 12 days before scheduled two level cervical disk replacement surgery I find out that my 2011 cervical foraminotomy means that this will not be covered by my current insurance company. I contacted Mobi-C & they said no other insurance company will cover it. I suppose I can get a fusion, but in looking at my neck x-ray/MRI I'd bet adjacent levels would follow. I can pay out of pocket but that's probably $30k unless I can get a discount from the hospital. Does anyone know what the typical discount is? I guess I could go out of the Country & pay out of pocket. Does anyone have experience with this, both in how to do it as well as cost? Thanks.