med and insurance issues again!



  • Boo9989,  wish I could do that but I am in a state that does not allow you to purchase any gap insurance til age 62 and that is years away for me.

    As far as a different part D, I looked at everything I could find and they all have to follow the same rules as far as when you reach $3750 you are in the doughnut hole.  My insurance guy even tried to help.

    Thanks for the post though.  Until I was forced to take Medicare a few years ago I knew nothing.


  • Im bless I guess  I am able to get a secondary insurance threw OPM federal. Which between that and Medicare I have very little if any out of pocket. Im so sorry your having to deal with that mess its stressful enough as it is.

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